Open cases in inboxes
Support, bookkeeping, and management look for the same status in different places.
Pay by invoice for digital merchants
Offer pay by invoice without losing open cases in the mess.
Finasca organizes hosted invoice masks, payment references, PDFs, SEPA QR, Swiss QR payment sections, payment proof, disputes, and reminders. Customers pay directly to your merchant bank account.
Customer payment goes to the merchantSEPA QR for DE/ATSwiss QR payment section for CHProof, disputes, and reminders in one place
Invoice payment without losing controlBuyers get a clear payment page while your team tracks open, paid, and disputed cases.
Payment stays with the merchantFinasca does not receive, hold, forward, or confirm customer funds. Bank transfers go directly to your merchant account.
DACH payment details preparedPDFs and the payment portal can show SEPA QR or Swiss QR payment sections when bank country and currency fit.
The operations problem
Invoice payment can convert, but open cases quickly become hard to manage.
Once buyers pay later, teams need to handle questions, payment proof, disputes, due dates, and reminder stages. Without a clear workflow, the process lands in inboxes and spreadsheets.
Unsorted payment proof
Buyers send screenshots or PDFs, but the proof is not attached cleanly to the case.
Disputes block reminders
Disputed invoices must visibly pause unsafe escalation.
No clear due-date view
Teams need a clean view of open, paid, and review-ready receivables.
For productive teams
One buyer link becomes an invoice, payment page, PDF, and reviewable case.
Finasca connects hosted buyer masks, invoice PDFs, payment details, payment proof, disputes, and reminders into one controlled workflow.
- Debtor portal with invoice, payment details, and PDF
- Payment-proof upload and dispute capture
- Status overview for bookkeeping, support, and follow-up
The workflow
One clear chain from invoice choice to reviewed follow-up.
The buyer gets a clear payment path. The merchant keeps invoice, payment instructions, proof, disputes, and reminder stages structured.
Buyer chooses invoice payment
The hosted mask captures buyer data, address, consent, and contact details.
Finasca checks and creates
Project rules decide whether invoice payment is allowed or extra verification is needed.
Payment page, PDF, and QR
The buyer receives payment details, an invoice PDF, and a QR code when DACH data fits.
Proof and disputes
Payment proof and disputes are captured directly on the case.
Reminders by status
Reminder stages stay professional, documented, and do not continue unsafely during disputes.
Cases in the merchant cockpit
Your team sees open, paid, disputed, and review-ready cases in one place.
DACH payment readiness
Payment-ready for DACH.
Finasca generates payment information so buyers can transfer directly to the merchant, including QR support for Germany, Austria, and Switzerland.
SEPA QR for Germany and Austria
For EUR invoices with a DE/AT bank account, Finasca can generate a SEPA QR code. Buyers scan it in their banking app to pre-fill IBAN, amount, and payment reference.
Swiss QR payment section
For CHF invoices with a CH/LI IBAN, Finasca supports Swiss QR-Bill in NON mode with a QR payment section on the PDF invoice and payment portal.
Direct to the merchant account
Finasca is not a payment processor. Payment happens directly between buyer and merchant. Finasca organizes invoice, proof, disputes, and status.
PDF and payment portal
The buyer receives a payment page and PDF invoice with the right payment details. The merchant keeps status, proof, and open cases visible.
For serious operators
Built for digital offers where invoice payment needs real control.
Transparent pricing
Low fixed cost plus fair usage.
Start with a low monthly fee. Digital invoice delivery and email reminders stay usage-based; optional physical invoice or reminder letters are activated separately per letter and shown before use.
Start seriously at low cost
Intro
For setup, first live tests, and merchants who want to try Finasca with a very low monthly fee.
€9per month
€0.50 per sent invoice€0.25 per sent reminder
- 9 € monthly fee
- 1 project
- 1 active one-time link
- 1 active subscription plan
- 1 user
For first recurring revenue
Starter
For small merchants using one-time invoices, subscriptions, and reminders regularly.
€29per month
€0.40 per sent invoice€0.20 per sent reminder
- 2 projects
- 10 active one-time links
- 5 active subscription plans
- 3 users
- Bookkeeping exports
For more volume
Growth
For merchants with several offers, higher sending volume, and a clean collection workflow.
€79per month
€0.30 per sent invoice€0.15 per sent reminder
- 5 projects
- 50 active one-time links
- 25 active subscription plans
- 8 users
- Priority review and collection workflow support
Feature scope
What stays clearly separated in merchant operations.
One-time invoice links
Hosted buyer masks for single purchases, with projects, templates, and clear live approvals.
Subscription plans
Monthly invoice runs with documented customer consent and separate subscription integrations.
Reminders
Professional follow-ups, payment status, and collection preparation without spreadsheet work. Optional postal delivery remains a separately activated add-on workflow.
Bookkeeping
Invoice PDFs, payment proof, and exports are prepared for bookkeeping and support.
Integrations
Signed webhooks for invoice sending, payment, subscription cancellation, and status changes.
Limits and support
Project, link, subscription, and user limits are visible by plan before you go live.
FAQ
Key clarifications before the pilot.
Does Finasca process customer payments?
No. Buyers transfer directly to the merchant bank account. Finasca organizes invoices, payment details, proof, and status.
Is the QR code a payment confirmation?
No. The QR code pre-fills the bank transfer in the buyer's banking app. Payment is only confirmed through the bank transfer or merchant reconciliation.
Is postal delivery included in the base price?
No. Digital delivery and email reminders are part of the normal Finasca service. Physical invoice or reminder letters are activated separately and shown transparently per letter.
Does this work in Switzerland?
Yes. For CH/CHF, Finasca supports Swiss QR-Bill in NON mode with a QR payment section.
What happens with disputes?
Disputes are captured on the case and can block the next escalation until the merchant or team has reviewed it.
Private pilot
Want to test invoice payment as a serious checkout option?
Apply with your business details. Projects, bank details, payment links, and invoice setup are reviewed before real live use.